See how much home equity you may access.
Get an instant reverse mortgage estimate and download the California Reverse Mortgage Guide for Homeowners. No impact to your credit score and no obligation.
Three paths we can help you compare.
MainStreet helps California homeowners evaluate reverse mortgage, HomeSafe Second, and traditional equity solutions based on goals, lien position, and retirement plans.
Retirement cash flow
For homeowners age 62+ who want to evaluate payment relief, available proceeds, or aging-in-place flexibility.
Keep a low-rate mortgage
For homeowners who want access to equity while preserving an existing first mortgage.
Education first
The California Reverse Mortgage Guide explains myths, safeguards, product options, and the process.
How California homeowners use equity.
Supplement retirement income
Use available equity to improve monthly flexibility and reduce financial stress.
Pay off an existing mortgage
Some borrowers use proceeds to pay off existing mortgage obligations.
Explore HomeSafe Second
Evaluate access to equity while keeping a current low-rate first mortgage.
Consolidate higher-interest debt
Review whether equity can support broader cash-flow planning.
Fund improvements
Make repairs, accessibility improvements, or updates for aging in place.
Support long-term goals
Plan for healthcare, family support, relocation, or reverse purchase options.
Estimate available proceeds and payment relief.
Start with age, current value, and the remaining mortgage balance.
